Your sensitive equipment protected, your productivity assured.
Your machines and electrical equipment are essential to the smooth running of your business. With the “Other property damage” insurance policy, your investments are protected in the event of a claim (theft, fire, overturning, etc.). Your productivity is thus guaranteed.
Guarantees
Mandatory warranties
- Material damage for which the insured capital corresponds to either :
- A replacement value (pre-inserted in the contract)
- A requirement for the corresponding equipment
- Supplementary civil liability cover
- Overtime, night work, work on Sundays and public holidays, high-speed transport ;
- Strikes, riots and popular movements;
- Neighboring property and civil liability;
- Loss of
Optional benefits (non-mandatory) :
In addition to the basic guarantees we offer our customers a policy of more extensive guarantees such as :
- Machinery and equipment for underground use ;
- Conveyor belts and chains ;
- Non-electrical wires and cables ;
- Floodlight bulbs ;
- Machine foundations ;
- Gas turbines ;
- Platinum press ;
- Electric motors ;
- Steam, water, gas turbines and turbo-
Who can subscribe?
Companies of all sizes.
Benefit from customized solutions and expert advice to support your company’s growth.
Get on with the job with complete peace of mind.
The Tous Risques Chantiers (All Risks) contract covers damage to construction and/or assembly works from the start of the works to the end of the maintenance period after provisional acceptance.
The main structures concerned are :
- Building construction work ;
- Construction of roads, bridges, dams and engineering structures;
- Sanitation and water supply
Guarantees :
Mandatory warranties
- Damage to the structure
- Overtime
- Night work and high-speed shipping
- Additional costs for air travel
- Expert fees
- Third-party liability (TRC)
- Additional warranties
- Natural events (earthquakes, storms, hurricanes, cyclones, floods) ;
- Construction equipment ;
- Clearing and demolition
Optional benefits (non-mandatory) :
In addition to the basic guarantees we offer our customers a policy of more extensive guarantees such as :
- Design errors ;
- Limited maintenance ;
- Maintenance visit ;
- Extensive
Who can subscribe?
Design offices, building and civil engineering professionals, construction agencies, etc.
The contract that protects your computer system.
Thanks to our “technical risks” cover, we can insure you against physical damage to your IT systems, while covering the cost of media reconstitution, software loss and additional operating costs.
Who can subscribe?
Companies and organizations of all sizes.
Essential coverage for your business.
The Professional Multi-risk policy is a comprehensive product that offers a single policy covering all the risks associated with your business and/or offices, as well as your inventory of goods and products.
Warranties
Mandatory warranties
Buildings and their contents in :
- Fire and fire-related events
- Storms, hurricanes, waterspouts,
- Expert fees
- Deprivation of use
- Indirect losses
- Recourse by neighbors and third parties
- Impact of a land motor vehicle
Additional warranties
- Water damage (10 to 25% of fire capital).
- Optional benefits (non-mandatory) :
- Damage to electrical appliances
- Insured property (appliances, machines, electronic or electric motors and their accessories, as well as unburied electrical conduits).
- Glass breakage
- Burglary
- All IT risks
- Expert fees
- Civil liability related to professional
Who can subscribe?
Companies of all sizes.
The contrat-quiétude, which covers damage to third parties.
As a company director, you have a large number of prerogatives and responsibilities focused primarily on developing and sustaining your business. But be careful, if you act in this way, you may incur civil or criminal liability.
Your company may be liable for bodily injury, property damage and/or consequential loss caused to third parties (customers, visitors, etc.) during the course of its activities. Business liability covers the financial consequences of such damage.
Who can subscribe?
Companies and organizations of all sizes.
The contract that guarantees your goods, whatever the mode of transport.
Whether transported by land, sea or air, your goods deserve coverage that is commensurate with the risks you take on a daily basis in your business. Transport Insurance from AFG ASSUR IARDT BENIN gives you the peace of mind and the support you need to meet your specific profile.
Warranties
Mandatory warranties
- FAP except : Free of Particular Average except” covers damage and loss to goods resulting from any of the events listed in your This generally covers damage to goods during loading and unloading, as well as damage to cargo and the transport vehicle.
Additional warranties
- Overtime, night work, work on Sundays and public holidays, high-speed transport ;
- Flight extension ;
- Non-delivery ;
- Characteristic accidents in land and rail transport ;
- Loading and unloading risks ;
- Territorial extension (land faculties only).
Optional benefits (non-mandatory) :
- Extended All Risks coverage: limited only to the risks expressly excluded in the
Who can subscribe?
Companies of all sizes, carriers, freight forwarding companies, etc.
The contract that secures your relationship with your bank.
Global Banking Insurance compensates you for the pecuniary loss that you, as the insured, suffer as a result of the deterioration, destruction or total or partial disappearance (due to one or other of the “insured events” occurring during the term of the policy) of “valuables” belonging to you or entrusted to you in the course of your banking business.
Guarantees :
Mandatory basic benefits
- All types of damage, subject to limitations (embezzlement, transportation of funds, entrusted property, etc.)
Additional basic benefits
- Damage to movable and immovable property
- Expert fees
Who can subscribe?
Users of banking services.
Join us now to benefit from all the advantages reserved for our individual customers.
Ensure that incidents are dealt with in and out of school.
AFG ASSUR IARDT BENIN’s School Civil Liability policy provides compensation for damage caused by the insured to third parties, as well as for bodily injury sustained by the insured as a result of accidents in the school, extracurricular and commuting environments (school, excursions, field trips, internships, school sports).
Membership is valid until the day before the start of the new school year the following year. If the student moves to another school during the year, cover continues at the new school under the same conditions.
Warranties
- Civil liability: Coverage of the financial consequences of the insured’s civil liability for bodily injury, property damage and consequential loss caused to others (including other students and members of the school attended).
- Criminal defense and recourse: Defense of the insured against civil liability. Claims against third parties for damage suffered by the insured.
- Contractual indemnity: Payment of compensation in the event of an
Who can subscribe?
Parents or guardians of students.
