With the Individual Accident policy from AFG ASSUR IARDT BENIN, you are covered against all risks of domestic or professional accident of unintentional origin, resulting from the sudden action of an external cause and leading either to death or bodily injury.
Warranties
- Accidental death ;
- Total or partial disability resulting from an accident;
- Temporary disability following an accident ;
- Treatment costs following an
Who can subscribe?
Individual Accident Insurance is open to anyone aged 18 or over and 65 or over at the time of purchase, who is physically and mentally fit.
Guarantee the coverage of your healthcare expenses.
Developed in partnership with the Association de Prévoyance Sociale du Bénin (APS Bénin) , for you, your teams and their families, AFG ASSUR IARDT BENIN’s Health Insurance has been designed to be the most reliable, scalable and innovative on the market.
It covers your healthcare expenses that are not covered by your compulsory health insurance scheme (Sécurité Sociale), and applies to the cost of medical, paramedical and pharmaceutical care following illness, maternity or accident.
Our major asset: our “tiers payants” card
- Thanks to the biometric card associated with your policy, you can easily manage all your health insurance policies, and have access to a number of secure online management functions for your policy and beneficiaries.
- Whether you’re a company, an insured person or the head of a family, it brings you security and speed in your health insurance procedures, and in your dealings with health service providers (health centers, analysis laboratories, pharmacies, imaging centers).
- As an option, AFG ASSUR IARDT BENIN VIE offers “family contingency” A lump sum will be paid to the insured in the event of total and definitive disability, following an accident or illness, or to the beneficiaries following the insured’s death.
Guarantees :
Systematic warranties
- Hospitalization: accommodation costs, treatment costs, medical and surgical
- Routine medical care: visits to GPs and specialists, pharmacies,
Optional benefits
- Dental, optical and maternity cover are optional, depending on the plan
- Family contingency cover can be taken out as an option with health
Who can subscribe?
Can be taken out by anyone under the age of 65 (subject to acceptance by the insurer’s medical committee).
Protect your home against all everyday risks.
Whether you’re a homeowner or a tenant, a comprehensive home insurance policy (contrat multirisque habitation – MRH) is the ideal solution for covering all household members, as well as property damage and bodily injury.
Multi-risk Home Insurance (MRH) is a comprehensive product offering a single policy covering the home, occupants’ property and the financial consequences of personal liability.
Your Multirisque Habitation policy protects you against all natural disasters or those caused by third parties.
Guarantees :
Basic warranties
- Fire – Explosion – Lightning
- Theft committed by forcible entry or under threat from inside the dwelling
- Water damage
- Home occupation responsibilities
- Family and private responsibilities
- Defense – Recourse
- Travel stay
In the case of theft, cover is provided only if the minimum means of protection are respected, with the exception of hotel rooms.
Optional benefits :
They cover everyday risks that can have significant financial consequences.
- Damage to electrical appliances: this covers electrical damage to electrical appliances;
- Glass breakage: covers breakage of windows, glass and sanitary
Who can subscribe?
- Homeowners, co-owners or tenants
You’ll never be alone abroad again.
Atlantique Assurances Bénin travel insurance covers you against the consequences of incidents that may occur during your travels, trips and stays abroad.
Warranties
Basic warranties
Subscribe and benefit from complete coverage in the event of :
- Medical care and hospitalization ;
- Repatriation assistance following an illness or accident on site ;
- Civil liability abroad ;
- Accidental death or disability ;
- Premature return to the country of departure due to an emergency (previously declared in the contract).
Who can subscribe?
- Anyone traveling
Automobile Insurance from AFG ASSUR IARDT BENIN covers bodily injury and property damage that the driver of a vehicle insured with AFG may cause to other road users and/or passengers in the vehicle.
Depending on the level of cover taken out, automobile insurance can also cover material damage to the insured vehicle and bodily injury to the driver of the vehicle.
Guarantees
- Third-party liability: this is MANDATORY and covers bodily injury and property damage caused to other road users and/or passengers in your vehicle.
Complementary cover for third-party liability (defence-recours and driver protection or ”L’individuelle Chauffeur)
- ECOWAS: The Carte Brune provides motorists with a full guarantee of prompt, fair and immediate compensation for any accident they may cause outside their usual territory of The cardholder is treated exactly as if the basic insurance policy were taken out with a company located in the country he or she is visiting or transiting. As the Carte Brune is recognized by government authorities, the motorist is exempt from all other formalities relating to third-party liability coverage.
- Driver’s protection: This is a clause in the contract that covers the cost of the driver’s injuries or death, when the driver is responsible for the accident or no third party has been identified.
Optional benefits (not compulsory)
Extend your level of cover with optional warranties. They are optional, but can be very useful in securing and rebuilding your automotive investment. These coverages include
- Glass breakage: This covers your windshield, rear window and side windows, and provides compensation in the event of a In some cases, glass breakage cover also extends to mirrors and headlights.
- Theft: If you take out this cover, you’ll be compensated if your vehicle is Sounds logical, but it’s not quite as simple as it sounds. Because theft is a multi-faceted concept.
- Fire: This optional coverage is useful when the vehicle covered by the insurance contract suffers damage due to fire or explosion. It may involve replacement if the car is completely destroyed, or repairs if the damage is partial and the burnt-out vehicle is
- Collision damage: This coverage protects you in the event of a collision with an identified third party, and pays compensation for material damage to your vehicle. This optional auto cover can be interesting for third-party policyholders, as it extends your coverage in the event of an accident without increasing the cost of your car insurance too much.
- All-accident damage, commonly known as “All Risks”: All-risk insurance is the most comprehensive and protective type of car It covers many types of car loss: accidents, theft, fire and glass breakage. It’s a highly protective formula that saves us a lot of financial trouble! While third-party insurance only covers third-party liability, comprehensive policies offer a very high level of cover. These cover not only the driver, but also the vehicle. Guaranteed maximum protection
Who can subscribe?
- Any owner of a 4-wheeled vehicle (subject to vehicle age restrictions for certain coverages)
Quartier Mali
DJELIBOUGOU Station-Service “Star Oil”
Kalaban Coura
Bamako – TOROKOROBOUGOU
For large companies and institutions, such as governmental organizations, NGOs and universities, we offer products and services specifically designed to meet your complex needs. Benefit from our expertise, tailored to your scale and specific requirements.
